sinovels Chapter 277 Let’S Start With 10 Billion, The More The Merrier
Chapter 277 Let’S Start With 10 Billion, The More The Merrier
"Hello, is this Director Lu? I am Wang Tianming, President of the Bank of Communications.
On the phone, a rich male voice came.
"President Wang, hello, hello, I'm Lu Yi."
I have to say that the top leader acted very quickly.
After hanging up the phone for ten minutes, the president of the Bank of Communications called.
thus.
It can also be seen that the city attaches great importance to Blue Star Electronics.
"Director Lu, are you free now? I would like to treat you to a cup of tea." Wang Tianming said on the other side of the phone.
It can be heard from Wang Tianming's tone that the other party is not only not arrogant, but also somewhat humble.
This is definitely not normal.
after all.
As the president of the Bank of Communications and the one who gives the money, it should be the borrower who humbles himself to please him.
But now it's somewhat the other way around.
Wang Tianming actually took the initiative to invite Lu Yi to tea. The attitudes of the two parties were completely reversed.
But it makes sense when you think about it.
Because the top leader in the city specifically called Wang Tianming and asked the top leader to come forward in person, it can be seen how important Lu Shen's status is in the minds of the city leaders.
He can control the president's authority in front of others.
But here in Lu Yi, I really don’t have full confidence.
"President Wang is serious, I should be the one to invite him to tea."
"Okay, President Wang, we'll see you at the Lan Club later. I'll invite President Wang to tea. I wonder if President Wang is free?"
Wang Tianming gave him face, so Lu Yi naturally wouldn't hold it up and kept his position very low.
"Haha, if you're free, of course you're free, then we'll see you at the Lan Club."
Wang Tianming's hearty laughter came from the phone.
Lan Club is a famous high-end private club in Suzhou City.
If you want to enter Lan Club, you need a membership card.
And this membership card is not something that ordinary wealthy people can get.
Status, status, and wealth are indispensable.
Lu Yi, as a popular fried chicken in the domestic business field and the richest man in the country, naturally has a membership card of Lan Club.
I drove to Lan Club and waited outside for a while when Wang Tianming also arrived.
Lu Yi walked up, shook hands with Wang Tianming and exchanged a few words, and then the two of them entered a private room in Lan Club.
The two of them tasted the fine West Lake Longjing tea first, and then got down to business.
"Director Lu, I heard that your company wants a loan~?"
"Yes.
Lu Yi nodded.
"To be honest with President Wang, Blue Star Electronics' book liquidity can last for another two months at most. I really can't think of a way to do this. I can only ask you, the parallel president.
"Director Lu is serious."
Wang Tianming was very impressed by Lu Yi's low profile.
After all, he is the one being sought.
Although Lu Yi is the richest man in the country, it has nothing to do with him.
The key is.
Lu Yi did not act arrogant in front of him because of his relationship with the city's top leaders, which made him very fond of him.
so.
There was no domineering attitude on his part, and he talked to Lu Yi in a calm tone.
"The leader has already said hello to our bank."
"Blue Star Electronics is a high-tech enterprise that the city focuses on supporting. Now that it is encountering financial problems, our bank will naturally not sit idly by.
"Okay, Director Lu, I won't say any more polite words. How many billions do you plan to lend?"
Wang Tianming did not try to push back or deliberately make things difficult.
The top leader has already said hello. If he tries to push back, that means he is not giving the top leader face.
Although he is not under the direct jurisdiction of the city government, he is on the Su City side after all.
I really offended the city official. Just give him a pair of shoes and it would be enough for him to shout.
Moreover.
Lu Yi is now the most popular entrepreneur in the country and the richest man in the country. It is beneficial to him to have a good relationship with Lu Yi.
"Well, let's borrow 10 billion first, the more the better.
Lu Yi was not polite and said 10 billion directly.
If others heard this, they would definitely be scared to death.
What kind of boss is this? You just ask for a loan of 10 billion yuan, do you really think that the bank is owned by your family?
and.
Can you afford to repay a loan of 10 billion yuan?
A loan of 10 billion yuan is an astronomical figure in the eyes of others, and they will question whether it can be repaid.
But Lu Yi has no worries about this at all.
Why?
Because he knows very well that once the ‘Peak Phone’ comes out, let alone 10 billion, even 20 billion will not be a problem.
Think about the fruit mobile phones in previous lives.
It is said.
In the previous life in 2016, the total profit of the mobile phone industry was 53.7 billion rice gold, and fruits took away 44.9 billion rice gold, taking away 79% of the profits of the entire mobile phone market
The most shocking thing is that the sales volume of Ai Feng mobile phones only accounts for 14.5% of the market.
With 14.5% of the mobile phone market sales, it took away 79% of the profits of the entire mobile phone market. This is comparable to robbing money.
From this we can know how profitable Fruit Phone is!
The reason why Aifeng Mobile is so profitable is because the profit per unit of Aifeng Mobile is very high, ranking first among all mobile phone brands, and the gap between Aifeng Mobile and Aifeng in second place is very large.
According to a report released by Counterpoint-Research, Fruit Phone topped the list with a single unit profit of 151 meters gold; Sanxing ranked second with a single unit profit of 31 meters gold; third was Huachang Mobile Phone, with a single phone profit of 15 meters gold; Oupao Mobile followed closely behind, ranking fourth with a profit of 15 meters per unit; Weiwo ranked fifth with a profit of 14 meters; Rice's profit was very low compared to the top five, only a mere 2 Mikin.
The profit per unit of 151 meters gold is five times that of the second-place Sanxing mobile phone.
In my previous life in China, there were many crazy NC fans who sold their kidneys in order to buy a mobile phone.
But in this life, Lu Yi will not give fruit mobile phones a chance to harvest the kidneys of domestic consumers.
He wants to take the pinnacle mobile phone to harvest the waistlines of American consumers.
Lu Yi is not worried at all that Jingjing will be in a situation when Dingfeng mobile phone comes out.
As a consumer, how do you choose a smartphone that is at least five years ahead of other mobile phones?
The crazy love for fruits in the previous life has explained everything.
so.
A loan of 10 billion yuan is really nothing to Lu Yi.
If he wasn't afraid of scaring Wang Tianming, he would have directly pocketed 20 billion.
They shouted 10 billion, but they have already been collected.
But that's the case.
Wang Tianming was still stunned by the 10 billion.
Although he was mentally prepared, Lu Yi would shout out a loan amount of several billion.
But I didn’t expect that Lu Yi asked for 10 billion as soon as he opened his mouth, followed by the more, the merrier.
He had decided before he came. Within 2 billion, he could make a decision on the spot.
after all.
Lu Yi holds shares in Future Group.
Although using Future Group's equity as collateral is very risky for banks, 2 billion (Li's) is still within the tolerance range.
Why is the risk said to be high?
Because Future Group has no substantial heavy industry, it is all virtual.
How much are those thousands of second-hand computers worth?
Don't look at Future Group's valuation of tens of billions of gold.
But once something bad happens, the valuation of tens of billions will fall into the quagmire in minutes.
Goose Factory is the best example.
When Goose Factory was in its glory days, although its valuation was not as high as that of Future Group, it was still several billion yuan.
But with the explosion, it fell from the peak to the abyss, and its valuation dropped from several billion to one or two billion in a short period of time.
so.
Even if Lu Yi uses 10% of Future Group's equity as pledge, according to the current valuation of Future Group, it is worth at least 3 billion gold, equivalent to 24 billion yuan. A half discount from the Bank of Communications is too much, and it is very likely that it will be a direct one. fold.
Because the valuation of Future Group is really too high.
When Lu Yi shouted 2 billion, Wang Tianming was able to make the decision on the spot because of the direct discount of 10%.
Now Lu Yi directly shouted 10 billion, it would be strange if Wang Tianming was not frightened. .