sinovels Chapter 276 Loan
Chapter 276 Loan
Without financing or transferring equity, can Lu Yi still be able to conjure money out of thin air?
Liu Hong was a little worried.
Although he was COO from Future Technology, he was transferred to Blue Star Electronics as COO.
At the beginning, he was still very uncomfortable with it.
after all.
His major is in the Internet, and he has a dark eye on the ICT field.
But he continued to learn ICT-related knowledge during this year.
Although I am not proficient in it, I have my own understanding of the ICT industry.
so.
Over the past year, he has not lost track and has handled the company's affairs in an orderly manner.
And Liu Hong found that he is now more interested in the ICT industry.
Especially when he sees the technologies developed by each project team making continuous breakthroughs, he is sincerely happy.
Because he knows.
In terms of science and technology, China lags far behind foreign countries.
But the vigorous vitality bursting out from Blue Star Electronics gave him hope that China could catch up with foreign countries in the field of technology.
As a person from the Dragon Kingdom, I naturally hope that the country will become stronger in the field of science and technology.
Not to mention surpassing foreign countries, at least not falling behind.
Blue Star Electronics is now shouldering such a mission.
Although it was only in one or two fields, such achievements made Liu Hong happy and satisfied.
so.
He didn't want Blue Star Electronics to shut down because of money.
"Fourth Brother, why don't you sell my 2% stake in Future Group?"
Based on Future Group's current valuation of at least 30 billion meters of gold, it can also raise 600 million meters of gold. "
Liu Hong said.
Although he withdrew from Future Technology, Lu Yi retained his 2% stake in Future Group.
This is what Liu Hong deserves.
"What are you talking about?"
"Even if the equity is to be transferred, it will be done by me, the boss, and it is not your turn to transfer the equity."
"Besides, it's not that bad."
"It's just money, I have a way.
Lu Yi said with a smile.
At the same time, I was very moved.
Liu Hong is indeed his good brother. At the critical moment, he would rather sell his shares to help the company tide over the difficulties.
"Then tell me, what can you do?"
"Now the company's projects have reached a critical moment. Once the capital chain is broken, the previous R&D investment will be in vain."
"If you don't give me a definite answer today, I won't feel at ease."
Liu Hong stared at Lu Yi and asked Lu Yi to give a clear answer.
Lu Yi said with a smile: "Look at how anxious you are. People who don't know it think that it's time for Blue Star Electronics to go bankrupt."
"Can I not be in a hurry!" Liu Hong said angrily.
"Okay, okay, I'll let you feel at ease now."
"To be honest, money is really not a problem."
“Financing is impossible for Blue Star Electronics.
"As for the transfer of Future Group's equity, it is impossible.
"Future Group is about to go public. It would be stupid to transfer equity at this time."
"Da Liu, let me ask you, whose family has the most money?"
Liu Hong was stunned when he heard Lu Yi's question.
What is the problem?
Whose family has the most money?
After thinking for a while, Liu Hong said: "Bank?"
"bingo!"
"It's the bank."
Lu Yi smiled.
"But if the bank has money, it has money. It has nothing to do with us." Liu Hong said without knowing why.
"Why doesn't it matter?"
"They have money, we can go to the bank for a loan!"
boom!
These words were like a bolt of lightning that broke through the fog in Liu Hong's mind.
He slapped his thigh and said, "That's right! We have no money, but the bank has plenty of money. We can get a loan from the bank. Why didn't I think of that before?"
"It's not that you didn't expect it, but it's blinding you." Lu Yi said with a smile.
Liu Hong nodded.
indeed.
He was so impatient that he didn't think of finding a bank loan for a while.
Because the first thing he thought of was that if he ran out of money, he could raise funds and transfer the shares of Future Group in his hands.
"But Fourth Brother, it's okay to find a bank loan, but it's impossible for someone to lend us money just because of your face, right?"
"What did you pledge to the bank? The equity of Future Group?"
When looking for a bank loan, you need a mortgage.
Without collateral, it is impossible for banks to lend money to them.
and.
The bank's risk control department will also conduct a risk assessment on the loan.
When Blue Star Electronics seeks a bank loan, it's not a small amount of tens of thousands or hundreds of thousands, but tens of billions.
This is a huge sum of money.
The bank will definitely conduct a comprehensive risk assessment on all aspects. If the risk exceeds the range that the bank can bear, the bank will not be able to pass it.
The thing Lu Yi can use as collateral is probably the equity of Future Group.
Only the equity of Future Group is valuable, and it can borrow tens of billions of yuan from banks.
"Although the Future Group equity in my hand is valuable, it seems to be fictitious to the bank, because there is no specific physical object to anchor this value, and it is impossible to pass the bank's risk assessment."
"The only ones we can use as pledge are the joint venture factories of Blue Star Electronics and Hekang."
“After all, these two companies are both industrial companies, and they are not as fictitious as Future Group’s Internet business.
Hearing this, Liu Hong nodded.
"But when you look for a bank loan, how sure are you that you can get the loan successfully?" Liu Hong asked, and then added, "The amount we loaned is not a small amount!"
"I can't guarantee how likely it is."
Lu Yi pondered for a while and then said: "Well, let me make a call to communicate with the city leaders, ask for help from the city, and say hello to the bank.
To be honest, Lu Yi was not sure about getting a loan from the bank.
It is true that Blue Star Electronics is burning too much money.
The bank's risk control will never pass.
so.
I can only go to the market for help.
Blue Star Electronics is now also a high-tech enterprise in the city, and it has reached a cooperation with Corning to establish a joint venture.
Now that Blue Star Electronics has a financial problem and needs a loan, I think the city leaders will provide some help.
immediately.
Lu Yi took out another mobile phone from the drawer and dialed the number of the city's top official.
Lu Yi is now one of Sioux City's most popular entrepreneurs. He has interacted with some of the city's main leaders, and it's normal to have their phone calls.
After a while, the call was connected.
"Leader, I am Lu Yi."517
"It's Director Lu."
Lu Yi chatted with the top leaders for a while, and then got down to business and brought up the matter of Blue Star Electronics wanting to get a loan from the Bank of Communications.
The top leader didn't refuse and said he would say hello to the Bank of Communications.
The market attaches great importance to and supports Lu Yi and Blue Star Electronics.
after all.
Nowadays, Sioux City has adopted the slogan of "Technology City", and Blue Star Electronics is a model set by Sioux City. If this is not supported, wouldn't it be unjustifiable, no matter how the outside world sees it.
Again.
For Blue Star Electronics, the city also knows a lot about it.
They knew that Lu Yi really wanted to make some achievements, so he invested a lot of money in research and development and conquered some key technologies.
This is what the city wants to see.
Because compared to the Internet, the city actually pays more attention to high-tech industry.
Because industry can drive the development of upstream and downstream industries and create more jobs.
and.
The most important thing is to strengthen the country through science and technology and rejuvenate the country through industry!
"How's it going? What did the leader say?" Liu Hong asked quickly when he saw Lu Yi hung up the phone.
"Don't worry, the leader has agreed to say hello to the Bank of Communications." Lu Yi said with a smile.
If the top leader said this, then there should be no problem with the loan in all likelihood.
really.
Ten minutes later, Lu Yi's phone rang. It was an unfamiliar number.
Connected.
"Hello, is this Mr. Lu Yi? I am Wang Tianming, President of the Bank of Communications.
On the phone, a rich male voice came. .