Reborn as a landlord in Shanghai

Chapter 44 One week has passed

Although Li Yong made it sound good that he would resign today and come back tomorrow, things don't happen that quickly. For example, resigning is not something that can be done on a whim. This is a government department, and it requires approval from higher-ups. Moreover, he also had to involve Ji Fei and Li Gang.

After receiving Li Yong's invitation and being persuaded by him, Ji Fei and Li Gang agreed without much hesitation to come to Shanghai with Li Yong to see what it was like. If they could really make money, they would stay in Shanghai.

But while the two were prepared to come, Ji Fei and Li Gang also had a lot of troubles.

Take Ji Fei for example. He used to do odd jobs in town to earn some pocket money. His wages were usually paid daily, weekly, or monthly, depending entirely on the boss.

After all, the work he did was, how should I put it? It was very scattered. For example, today he would help an appliance seller install an air conditioner, tomorrow he would help a mattress seller deliver a mattress, or the day after tomorrow he would help a glass seller install glass. In short, it was all odd jobs.

Moreover, the boss who helped him wasn't a separate boss, and now that he's leaving, he'll definitely have to get his wages from everyone who owes him.

If he really can't get the money, he can only tell his mother and let her ask for it. Of course, Jifei still wants to ask for it himself as much as possible. After all, if his mother asks for the money, she will not only offend people, but if the money is returned, Jifei will not get a single penny.

The same goes for Li Gang's stall. It's a separate stall, and the rent is paid at the beginning of each year and is for a whole year. It's only May now, and Li Gang isn't going to continue. What will happen to the stall fee?

His father couldn't get past this issue, because even if he returned the stall, the manager would deduct some money from his account, and he would be lucky to get half of it back in the end.

Not to mention he still wants his eldest son to buy groceries for him and support his younger son's college education. Now that his eldest son is about to leave, how could he possibly agree to that?

Moreover, you have to keep a record of how many people owe you money when you sell vegetables, one by one, because you're doing business with acquaintances. Many people don't bring money when they go out, and nowadays, without mobile phones, they buy things on credit and pay together the next time they come.

These messy matters couldn't be resolved in just a day or two, so by the time Ji Fei and Li Gang finished dealing with their tasks, a week had already passed.

During that week, Li Yong called several times, each time saying he was sorry but hadn't finished yet. This made Mao Xiaoyu tease her wife, saying that once they arrived in Shanghai, she would make him drink a couple of bottles of wine.

After they finished everything on their end yesterday, Li Yong called Mao Xiaoyu and told her that the three of them would be coming today. Around 10 a.m. today, Li Yong called again and told Mao Xiaoyu that their tickets were for 11:30 a.m. and they would arrive in Shanghai around 2 p.m.

…………

Knowing their arrival time, Mao Xiaoyu unusually came early in the morning to try and find the people. Around noon, she reluctantly counted the tenants in the house and found that there were still three empty beds.

This is the only time Mao Xiaoyu has had an empty bed since her rented room was full. But there's nothing she can do. Three of her buddies are coming over today, and Mao Xiaoyu isn't planning to come over this afternoon, so the bed will just stay empty for now.

After finishing her work at the hospital and dealing with the house, Mao Xiaoyu first rode her bike to the real estate agency, and then took the subway from there straight to the train station.

There's not much to see on the subway. Even if there are pretty girls, they're not for me. Mao Xiaoyu has been quite busy lately, so she's taking this opportunity to rest and think about the results of the past week.

During this week, Mao Xiaoyu was not idle. Every afternoon was fixed, after all, she was making several hundred yuan every day, which was quite nice to have in her pocket.

Of course, he didn't forget to do other things either. For example, Mao Xiaoyu's own Orange Investment Company's business license has been issued. On the day the business license was issued, Mao Xiaoyu went to pick it up. As for the intermediary company's business license, it is still being processed and will take a few more days.

However, these are minor issues. Even if the agency doesn't have a business license yet, it has already been processed and even has a business license number that can be verified online, so it is no longer considered to be operating without a license.

Moreover, after more than ten days of operation, the real estate agency's signboard was completed. According to Mao Xiaoyu's requirements, the signboard was somewhat cheaper, but it still cost the agency 1,800 yuan.

Although the sign wasn't made electrified, but only made of stainless steel, Mao Xiaoyu was quite satisfied with the four large characters "有财" (meaning "wealth") in the middle. However, she could only complain in her heart about the high cost of 1800 yuan.

The above are just two or three minor things, not worth mentioning at all. For Mao Xiaoyu, buying a house is the most important thing.

Now, another week has passed, and Mao Xiaoyu's house-buying progress has picked up. There are 43 houses for sale, and the houses aren't very good. 80% of the houses don't even have a toilet, so the price is something that can always be negotiated.

Therefore, in a week, in addition to the one she bought before, Mao Xiaoyu transferred ownership of 6 more houses. Among these 6 houses, the smallest house was only a dozen square meters, and the largest house was about 40 square meters. The houses were not big, and they were all the kind of houses without toilets. If you wanted to use the toilet, you had to go to a public toilet.

The average price of the six apartments was around 3800 yuan per square meter, far lower than Mao Xiaoyu's requirement of 3900 yuan per square meter. As for why the price was so low, it was mainly because there was no way to see inside these apartments. In fact, these six apartments were almost the same as unfinished apartments, and that was precisely why the price was so low.

When buying these six houses, Mao Xiaoyu became a hands-off manager. As for why she did this, it's because she felt something was wrong when buying the first house, so she avoided buying the second one altogether.

Furthermore, he entrusted all matters related to the purchase of the house to the real estate agency, including the final transfer of ownership at the housing authority, which was handled by the agency without him ever showing his face.

The reason for doing it this way is mainly because there are too many houses to buy this time.

Because the 43 houses that need to be bought this time are not too far away from the sellers, if one, two or more people are selling to the same person, and there are still nearly two months left, some problems may easily arise when everyone sits down to talk about the buyers.

At that time, some smart sellers might figure out what's going on, which will definitely affect Mao Xiaoyu's plans to take possession of the house.

Therefore, in order to keep things mysterious and to slow down the escalation of the matter, Mao Xiaoyu handed over all the matters to her own agency.

Furthermore, Mao Xiaoyu had also arranged with Guo Xiaoyan to try to avoid revealing who was buying the property when signing the contract, and if possible, to prevent the seller from seeing who was buying it.

Of course, if the seller wants to see who bought the property, they can show it to them. However, after showing it to the seller, the real estate agent should try to flip through the contract quickly so that their name only flashes across the seller's face.

Because they didn't check carefully, over time, even the sellers themselves wouldn't know who they sold their houses to. After all, many sellers are careless and feel that as long as the money is right, the house will be sold, and they don't care who the buyer is.

The advantage of doing this is that it not only hides Mao Xiaoyu, but also saves her from having to go to the housing management bureau to transfer the property every day, thus saving her a considerable amount of time.

All Mao Xiaoyu had to do was come to the agency every night and sign her name on the purchase contract the next day.

The next day, the real estate agency staff will take care of everything. Mao Xiaoyu will come over the following evening to sign the contract and then take away the documents signed by the housing authority that day. On the third day, she will hand them over to Li Mingyue to apply for a loan.

This creates an internal cycle, allowing Mao Xiaoyu to quickly buy a house without the hassle of being discovered.

Of course, even Mao Xiaoyu herself couldn't say for sure whether she could actually buy all 43 houses by hiding herself like this. After all, with so many houses, if there were any problems in any part of the process, it wouldn't be easy to buy the remaining houses in the end.

However, no matter what, hiding oneself and accelerating purchases is the only way, but unfortunately, the idea is good, but it cannot be realized in reality. It can be said that you can't accelerate even if you want to, and you might even slow down.

As for why this happened, it's mainly because Mao Xiaoyu ran out of money. You know, even if the houses are small, it's not easy to get six houses, because you have to pay 30% of the purchase price for each one. Of course, the real estate agency can help you reduce the price a bit, giving you 25% or even 20%.

But no matter what, before buying a house, you have to give the homeowner a sum of money. Although you might not have to give much for one house, a few tens of thousands of yuan would be enough, but with seven houses added together, Mao Xiaoyu's meager 50 yuan is almost gone.

Regarding this issue, Mao Xiaoyu actually felt something was wrong when she bought her third house. The more she bought, the less money she had left. By the time she bought her seventh house and paid 25% of the purchase price, she only had a little over 10,000 yuan left.

Fortunately, the property certificate for the 56-square-meter apartment came through yesterday. Mao Xiaoyu hurriedly delivered it to Li Mingyue, and Li Mingyue was indeed very capable. She didn't waste any time, and the loan was approved this morning, which relieved Mao Xiaoyu.

It was precisely because of this loan that Mao Xiaoyu had cash flow; otherwise, her house purchase would have been put on hold. However, there's a problem now: although the loan has been approved, it's only enough to pay the remaining 70% of the first house's balance. After paying that 70%, the remaining money will only be enough for Mao Xiaoyu to pay 30% of the price for another house.

If I want to buy another house next, I will encounter the same problem again, which is that I can only wait for the property certificates of the other 6 houses to be issued, then get a loan, and then pay.

However, according to the contract, each loan disbursement must be used to pay off the remaining mortgage. After these repayments are completed, the remaining money can only buy one more house. In other words, one can only decide whether to spend money to buy another house after the property certificate is issued and the loan is approved.

Moreover, there is another thorny issue: houses priced at 3900 yuan per square meter will only become increasingly scarce, and the cost of purchasing a house will only increase. In the end, if the cost of purchasing a house cannot cover the cost of buying it, it will be difficult to continue using the property certificate to buy another house.

In the end, when she ran out of money and couldn't afford to buy a house, Mao Xiaoyu felt it would be a great pity if she hadn't bought any of the resettlement houses.

Therefore, Mao Xiaoyu has been thinking for the past two days about how to keep this cycle going and how to acquire more houses with her limited funds.

Mao Xiaoyu had been pondering this matter in her mind.

However, after several days of deliberation, Mao Xiaoyu had a general idea in mind. This idea should be able to offset her home purchase costs. However, this would require her real estate agency to have more people to make it work. Although the agency hired another person this week, the entire agency only had four people.

They're busy with their own things every day, and these four people are already struggling (after all, transferring property ownership and negotiating prices with other homeowners all require people to do these things, plus at least one person needs to stay in the shop), not to mention that their own ideas require even more people to implement them.

However, if the price of the houses really exceeds 3900 yuan per square meter, he will definitely have to implement his plan. Otherwise, he simply doesn't have the money to buy all 43 houses.

If my plan succeeds, I can at least break even on the cost of buying a house for a period of time. If there are a few big houses left, I can ask Li Mingyue to give a higher valuation for the remaining houses. I believe that in the end, I should be able to get about 43 houses.

Once he acquires these 43 houses, it will be equivalent to having over 1000 million yuan in start-up capital. With this money, whatever he does next will be much easier than it is now.

…………

Just as Mao Xiaoyu was deep in thought, considering various solutions, the subway had unknowingly arrived at the train station. A large number of passengers got off the train, which brought Mao Xiaoyu back to her senses. She quickly followed the crowd off the train and hurriedly returned to the surface. After calculating the direction, she ran towards the exit of the train station.